Privacy Protection is Important to Us!

At Howards-Jewelers.com safeguarding your confidentiality and protecting your personal and financial information is fundamental to the way we do business. In fact, it is one of our highest priorities and remains the cornerstone of our commitment to you. We are dedicated to meeting or exceeding the privacy standards established by federal and state regulations and industry bodies. All of our information handling practices comply with federal and state laws and the Fair Credit Reporting Acts, which is designed to protect the privacy of American consumers.

Types of Information We Collect

At Howards-Jewelers.com, we collect personal information and anonymous/non-personal information.

Personal Information

Personal information is information that refers to you specifically. The type of personal information we usually collect and maintain in your customer file may include your:

Personal Customers

• Name

• Mailing Address

• E-mail Address

• Telephone Number

• Social Security Number

• Date of Birth

• Place of Employment

• Annual Income

• Credit History

• Transaction History

The choice to provide us with personal information is always yours. In dealings involving related financial services, however, your decision to withhold particular details may limit or prevent us from providing the products or services you have asked for.

Anonymous/Non-Personal Information

At Howards-Jewelers.com, we routinely collect anonymous/non-personal information.

Anonymous/non-personal information is information that cannot be associated with or traced back to a specific individual or business entity. For example, our Web servers collect some anonymous/non-personal information automatically when you visit our Web site. Gathered electronically, this information might include the pages you visited, the type of Web browser you are using, the level of encryption your browser supports and your Internet Protocol Address. The anonymous/non-personal information we collect may be used for research and analytical purposes. For example, we are able to determine how many times our online privacy policy has been visited but we do not know any specific information about those visitors.

Browsing Our Web Sites

You may browse our Web site anonymously and privately, even if you do not wish to interact with us. No personal or financial information will be collected from you unless you voluntarily provide it.

Transactional Information

The majority of information we retain about you is in the form of transaction records that reflect your business dealings with us. We update and maintain this information on an ongoing basis. If applicable, we will share this information with you in the form of regular statements or through financial transactions.

Other Parties as Required or Permitted by Law

The type of information we are legally required to disclose most often relates to governmental tax reporting requirements. In some instances, such as a legal proceeding or court order, we may be required to disclose certain information to authorities. Only the information specifically requested is disclosed and it is our practice to validate the legitimacy of such a request.

How We Safeguard Your Information

At Howards-Jewelers.com, we maintain security standards to ensure that your personal and financial information is protected against unauthorized access, disclosure, inappropriate alteration or misuse. All safety and security measures are also appropriate to the sensitivity level of your information.

Client Files

Electronic client files are kept in a highly secured environment with restricted access. Paper-based files are stored in secure locations. Access is also highly restricted.

Online Security